The health insurance market is dominated by two giants: Kaiser and Blue Shield. Both companies offer supplement plans and are popular among Medicare beneficiaries. Kaiser is an HMO carrier that has been beating out AARP for years. Blue Shield offers both independent doctors and Kaiser providers. As for the cost, both plans are similar, but the price tag differs. Here are some key differences between Kaiser and One Medical. Weigh their pros and cons to find out which health insurance is right for you.
As the healthcare industry changes, Kaiser is leading the way in many areas. For example, it has made groundbreaking pacts with unions and is modeled after successful partnerships in other industries. The pact establishes joint partnership committees of union representatives and Kaiser managers. These committees review Kaiser business plans that affect union members. In addition, each company acknowledges different types of patients. Therefore, it’s hard to say which is better.
For those who prefer a network health care plan, Kaiser is cheaper. Its structure allows it to compete with narrow network HMOs like Blue Shield. In most areas, Kaiser has the best price. Members also like that Kaiser has everything in one place. They don’t have to bounce from doctor to doctor. Plus, their health records are centralized, making it easy to track costs. It’s easy to see why Kaiser is the leader in some areas.