Considering getting pet insurance for your puppy? You’re not alone. You’re probably worried about the cost and the possibility of coverage gaps, and it’s important to compare quotes from several different insurance providers. The rates and premiums vary greatly based on your age, breed, and previous claims. Considering all the factors will help you choose a suitable policy. Read on for tips on how to find the right policy for your puppy.
The basic policy you’ll get from pet insurance providers will cover vet visits, eligible medications, and procedures. However, if you’re concerned about how much your puppy will need for health care, there are many additional options available to you. Some policies cover preventative care, while others cover procedures such as tooth extraction, root canal, gingivitis, and periodontal disease. Other coverage options, such as end-of-life care, help cover memorial items and veterinarian fees.
One thing to keep in mind when choosing a policy is the deductible. The deductible is the amount of money you have to pay for a procedure before your policy will reimburse you for the rest. The lower your deductible is, the lower your monthly premium. In some cases, a higher deductible will result in lower premiums. Be sure to understand your limits and coverage before choosing a policy for your puppy.
Pet insurance is relatively easy to get and comparison shopping is essential. By using the Pawlicy Advisor, you can compare quotes for free from multiple companies in just minutes. Many of these companies offer a no-commitment quote system, so comparing multiple quotes can help you make the best decision for your pet. Depending on your budget, a high Lifetime Price Score can save you hundreds of dollars.