If you have recently been in a car accident in New Mexico, you definitely want to reach out to a New Mexico car accident lawyer. This is simply the case because New Mexico state laws are a little different than that of other states and require an expert’s aid on the matter. Unfortunately, New Mexico places a few restrictions on personal injury claims, something you will have to take into consideration before filing for one. They impose a statute of limitations for filing a claim, have certain negligence laws which may favor the defendant, is a “fault” state, and henceforth.
Fault State
Unlike Michigan, which is a no-fault state, New Mexico is a fault state. This basically means that the person held guilty has to pay for the damages themselves, making them go practically bankrupt. That’s a chance no one wants to take.
Statute of Limitations
New Mexico imposes a three-year statute of limitations for filing a personal injury claim, which is considered unfair. Car crashes take years to recover from, both mentally and physically. Filing a case immediately after that trauma is truly harrowing.
Comparative Negligence Laws
This means that if the at-fault driver makes a claim that the plaintiff had a role to play in the accident, too, then it’s viable in a New Mexican courtroom. This can reduce the settlement entitled to you, unjustly so.
Insurance Problems
Residents of New Mexico are not required to carry UM or UIM coverage on their vehicles. If you are hit by a New Mexican driver, then their insurance will cover a fraction of your medical bills post the accident.
Better Expertise
An attorney from your home state may not have the same expertise as a personal injury attorney from New Mexico itself, giving you the benefit of being represented by someone who is more competent and knowledgeable and can think strategically.
In conclusion, New Mexico’s car accident laws have certain restrictions and limitations which cannot be understood better by anyone than a personal injury attorney from New Mexico itself. With that in mind, as well as the statute of limitations, it’s advisable to reach out to a car accident lawyer within the state if you have met with an accident in New Mexico. This also has to be done as soon as possible, giving you little to no recovery time post the accident. State laws are difficult to navigate through, and a good attorney will keep your best interest at heart.
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